Fixed interest rate throughout the entire term, regardless of the term length!
7,99%
THM
With a revolving credit drawdown of CZK 6,299, a monthly installment of CZK 630, and a repayment program duration of 10 months (by the 20th day of the month in which the final installment is due), the annual interest rate is 0.00%, the APR is 0.0%, and the total amount payable is CZK 6,299. This example assumes the credit is drawn on 1 October 2025, the first installment is paid on 20 November 2025, and the due date of the final installment is 20 August 2026. In some cases, due to rounding of installments to whole crowns, minor differences may occur in the amount of the final installment. The exact amount of the final installment will be specified in the monthly statement. The figures apply only to credit drawdowns distributed under the installment program and do not take into account any other transactions or fees repaid in the standard manner under the terms of your credit agreement. Illustrative calculation pursuant to the law for revolving credit: Loan amount CZK 30,000, annual interest rate 26.28%, APR 33.2%, total amount payable CZK 34,740. Consecutive monthly installments: CZK 3,196, CZK 3,141, CZK 3,087, CZK 3,032, CZK 2,977, CZK 2,922, CZK 2,868, CZK 2,813, CZK 2,758, CZK 2,703, CZK 2,649, CZK 2,594. Installments and the total amount payable are mathematically rounded. The stated figures apply on the assumption of immediate, cashless drawdown of the full loan amount, with the highest fee and highest interest rate, granted for a period of one year and repaid in 12 monthly installments with equal principal. The offer does not take into account further drawdowns of the loan or the use of additional services. The offer is valid subject to the conditions of Home Credit a.s. and does not create a right to be granted the installment program or the loan. Each loan application is assessed individually and may differ from the example shown. The offer is valid from 19 September 2025 to 31 October 2025.
